Commercial Debt Solutions is a full-service professional consulting firm, primarily specializing in turnaround and restructuring services for small to medium businesses. We are a high-energy group specialists, with broad business experience, and diplomas ranging from engineering to law, to MBA, and every business discipline in-between. Commercial Debt Solutions is offering hands-on turnaround and restructuring services , long-term turnaround coaching services, and industries' most complete, sophisticated, and effective suite of a la carte business-turnaround-related services to companies that are in decline, and / or in serious trouble, with a view to make them viable on a sustained basis.

We believe that all turnaround consulting outfits are not equal when it comes to turning a money-losing business into a profitable one. If you have spent some time on our site, you already know how we work and ‘where we are coming from', so to speak.

An Offer on Responsibility and Success Basis. Sometimes we agree, for the right party located in the USA, to turn around a company, or a group of companies, on the basis of largely or entirely contingent fees, i.e. based on results - on success. In certain cases, the contract states that the entire professional fee earned by Commercial Debt Solutions will be paid solely from improvements in the client's cash-flow. Such arrangements require a certain initial analysis (at minimal cost to prospective client), a detailed written contract, and the client must demonstrate good faith by paying accommodation and travel expenses (if needed). In this manner we can offer to take responsibility for results, as we assist the client until desired results are attained. We can make this offer because we have confidence in our level of expertise.

We are interested primarily in helping companies that are in serious trouble – working directly for the owners or the board of directors. We also work for lenders, but not if they are indifferent to the closing of the borrower's company. We have a bias in favor of preserving or restoring the going concern whenever it is possible.

Many principles and techniques of corporate turnarounds and restructuring described on our site are also useful to enterprises that are underperforming without being distressed. However, the information on this site applies most directly to companies that are in dire straits, or are heading for them. Those situations are special, in that they typically require fundamental repositioning and/or restructuring and/or re-engineering (the 3 R's) of the company, because small improvements in those situations are not enough to create and sustain a fundamental upturn.

Included and A La Carte Services. Commercial Debt Solutions has developed a comprehensive suite of services aimed at providing both immediate relief of business’ financial burden and insuring a long-term success of the business. This is one industry, where while we appreciate referrals, we do not want any return business! Regardless of whether you choose the full-service turnaround, the coaching, or the do-it-yourself solution, as part of Phase I of our services, we will take the time to understand and evaluate your business model, strategy, and circumstances; go over the information contained in your company’s credit file; discuss your plans and goals for the future; and taking all of information collected in the process, provide a comprehensive, multi-faceted solution that is custom tailored for your situation.

Commercial Debt Solutions has helped numerous companies:
 

• Renegotiate affordable terms on past due debts
• Resolve tax problems
• Obtain hard-to-find financing
• Collect from delinquent customers
• Get free business counseling
• Avoid bankruptcy

Below is a partial description of what Commercial Debt Solutions can do for your business as an integral part of or in addition to a solution you might choose (majority of the services and functions listed are performance-based and require no up-front expenditures):

• We will immediately stop collection calls.
• We will stop/prevent lockouts.
• We will reduce debt by 35 –80% with affordable payment schedule.
• We will give you the breathing room to run your business.
• We will prevent/remove liens and satisfy judgments.
• We will resolve any and all tax-related issues.
• We will conduct a detailed analysis of the current situation.
• We will go over information contained in the credit report.
• We will dispute and correct/remove any inaccuracies contained in the credit report(s).
• We will restore/revive existing lines of credit under new terms.
• We will discuss current business/marketing plan and its implementation or assist in creating one.
• Based on the information collected we will recommend a multi-faceted workout plan directed at future success of the business.
• We can purchase receivables and conduct collections on behalf of the client.
• We will assist in obtaining a SBA loan, when feasible (we are a resource partner for U.S. S.B.A.).
• We can re-negotiate leases (equipment and office) including filing forbearance, moratorium, and even change of tenure.
• We will provide all related legal representation at no additional charge (in some cases a litigation insurance fee is required).
• We will report a new and current trade line to all credit bureaus upon successful completion of your project.
• We will conduct ourselves professionally and keep all proceedings strictly confidential.