Whether you want to expand your business, increase inventory, hire more people, purchase or lease equipment, buy a building, pay off a debt, or for other reasons, financing is available, even in this tough economic climate. We work with lenders and private individuals that specialize in creative financing for all types of situations and industries.

• SBA Loans – If you are looking to expand your business, you can qualify for a government subsidized and guaranteed loan with discounted interest rates.
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• Financing for Credit Card Merchants – If your business takes transactions with credit cards, you may be able to borrow money based on future credit card receipts.
• Factoring of Accounts Receivable – If you have good receivables, you may be able to sell them for immediate cash.
• Purchase Order Funding – If you are reselling or distributing a finished product, purchase order funding can provide 100% of your costs to fill orders from creditworthy customers.
• Asset Based Loan – If you own inventory, equipment, and/or real estate, they can be used as collateral to secure a loan.
• Spot Factoring on a Single Invoice – You can sell qualified invoices as needed for cash.
• Commercial Property Loan – You can purchase the property where your business is right now or use the money to buy property in another location.
• Refinancing Leases – If you need a lower payment on your truck or equipment leases, you may be able to refinance them with a lease that is secured by the same assets.
• Bridge Loan – If you need immediate cash to pay bills, you can get a short-term loan until you can secure permanent financing. A bridge loan is usually secured by some form of collateral such as real estate or inventory.
• Construction Loan – If you’re building a home and need to pay the builder, suppliers and subcontractors before completion, a construction loan will cover those costs as the home is being built.
• Medical Factoring – If you’re a healthcare provider, you may sell your invoices instead of waiting to be reimbursed by the insurance company or government.
• Loan on Medical Equipment – You can borrow money using medical equipment as collateral through lenders that specialize in medical fields.
• International Letter of Credit – This document will help you do business in another country; import or export goods and services.

Commercial Debt Solutions account executive will work closely with you to determine which type of financing is best suited for your needs. Once the right option is picked, we will match you up with an appropriate lender, while advising and assisting you in getting everything in order, to make qualification and approval process easier. For example, as a certified resource partner for SBA, we work closely with local, SBA-approved lenders, as well as local chapters of SCORE, to stay up-to-date on all the latest requirements for qualification for an SBA loan. Our marketing specialists will work with you to prepare your business and marketing plan for presentation to the lending committee, and our account executive will assist you with the application process at no extra charge.